You’ve gotten those emails asking to click on something. It could be to learn how to make more money, or maybe someone has your information, or something that really looks legitimate. They prey on people hoping to get more of your personal information.
Google’s Jigsaw unit has a phishing quiz. The Victor crew suggests you take it to see if you can spot some phishing emails/sites. It is only 8 questions long but it may help you be on the ball. You start out by making up a name and email for the quiz. Some are phishing and some are legitimate. See if you can spot the imposters: