It’s Cyber Monday!

Last year we found out how Cyber Monday got started. This year we will look at some shopping tips.

Here are some safe buying tips and cautions:

  • Only buy from reputable retailers.
  • Make sure you have a physical address and phone number.
  • Send an email to make sure it is active.
  • Check with the Better Business Bureau in the seller’s area.
  • Find out about warranties and returns.
  • If you buy overseas, be wary of any recourse under US jurisdiction.
  • Don’t judge by a fancy website.
  • Make sure the website is secure – that it has https at the beginning of the address when you enter your personal information and that a lock is shown somewhere on your browser.
  • Don’t click on popup advertisements.
  • Use a credit card, not a money order, personal check or debit card. Credi card payments can be withheld if there is a dispute. With a debit card, once the payment is made it’s gone from your account.
  • Shop around so you know the price range of the item. If it seems too good to be true it may not be legitimate.
  • If you are using public wi-fi, make sure it is secure.
  • Turn off Bluetooth. This will lessen the risk of others capturing with a nearby device.
  • Read the terms of service before purchasing.
  • Be careful if purchasing digital items like books or music – they can’t be given as gifts but are downloaded to you account. You can purchase gift cards/ecards instead.
  • Save or print your receipts so you have a record.
  • Don’t forget that shipping may add to the cost if it’s not offered free or if your purchase doesn’t meet the minimum amount for free shipping.
  • Be alert for potential charity and donation scams.

Safe shopping!
Jody Victor